Disclaimer

The contents of this Website is for information purposes only. All the data and information have been carefully researched and checked by Russian Agricultural Bank. Although it is believed to be reliable, we nevertheless do not warrant its completeness, timeliness, accuracy or adequacy and expressly disclaim liability for errors including programming errors or omissions in the materials and information. The information on this Website is not intended as an offer or recommendation of specific banking and/or investment products, it can be no substitute for the independent evaluation on the part of the user. Your use of this website shall mean the recognition by you of the fact that it cannot result in the Bank’s liability whatsoever.

Since this website can be accessed without the Bank’s knowledge via hyperlinks from other sites Russian Agricultural Bank assumes no responsibility for the results of the use of such hyperlinks from third-party websites. In addition, since this website contains a number of hyperlinks to other websites, Russian Agricultural Bank assumes no responsibility for the results of the use of such hyperlinks to third-party websites.

Not all the products and services that you may be able to view via the website are available in all geographical locations. Russian Agricultural Bank reserves the right to make the final determination on whether or not a particular entity or person is eligible for any particular product or service including distribution.

This website is not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation. By accessing this website you agree that you will not engage in any activities related to this Website that are contrary to applicable law, regulation or the terms of any agreements.

This website contains forward-looking statements. The words “believe”, “expect”, “anticipate”, “intend” and “plan” and similar expressions identify forward-looking statements. All statements other than reference to historical facts in this website including, without limitation, those regarding the Bank’s financial position, business strategy, plans and objectives of the Bank concerning future operations (including development plans and objectives relating to the Bank’s products), are forward-looking statements. Such forward-looking statements involve known and unknown risks, uncertainties and other factors which may cause the Bank’s actual results, performance or achievements to be materially different from any future results, performance or achievements expressed or implied by such forward-looking statements. Such forward-looking statements are based on numerous assumptions regarding the Bank’s present and future business strategies and the environment in which the Bank will operate in the future. Further, certain forward-looking statements are based upon assumptions of future events, which may not prove to be accurate. The forward-looking statements in this website shall not result in any liability for the Bank. Reference to past achievements shall not be regarded at assurances of future results.

Russian Agricultural Bank will not be liable if access to this Website is unavailable, delayed or limited, or if this Website does not operate quickly and efficiently or if it does not meet your requirements. The use of the site capable in resulting in liabilities requires special agreement or contract executed between the Bank and the interested entity or person. Although we take all reasonable technical and organizational measures to bring about a safe and continuous use of the site, we nevertheless do not represent or warrant that the website will be uninterrupted, that there will be no delays, failures, errors or omissions or loss of transmitted information, that no viruses or other contaminating or destructive properties, i.a. as a result of unauthorized activities of third persons, will be transmitted or that no damage will occur to your computer system.

In no event shall Russian Agricultural Bank be liable for any damages, losses or liabilities including without limitation, direct or indirect, incidental, special, consequential damages, losses or liabilities, in connection with your access to the website or your reliance or mistrust of on or use or inability to use the information, materials, products and services on the website, or in connection with any failure of performance, error, omission, interruption, defect, delay in operation or transmission, computer virus or line or system failure, even if you advise us of the possibility of such damages, losses or expenses.

The information contained in the site is subject to change without notice. We do not undertake any general or specific obligation or responsibility to update or amend any information on this website. We reserve the right to terminate any or all website offerings or transmissions without prior notice to website visitors. The website of the Bank is under protection by the norms of national and international copyright.

E-mails originating from RSHB may be private and confidential; the information contained in them may be privileged and intended for the addressee only or exempt from disclosure under applicable law. You are hereby notified that it may not be read, copied or used otherwise than by the intended recipient. If you received this e-mail in error, please immediately contact the sender and destroy the material in its entirety, whether in electronic or hard copy format and do not disclose its contents to any person. We believe, but do not warrant, that e-mail messages and any attachments are virus free, but the responsibility for protecting the incoming electronic mail from viruses rests with the recipient. Unauthorized disclosure or use of the information contained in an e-mail communication constitutes an offence under applicable law and gives rise to a liability. As is known, SWIFT is the principal means for executing international contracts with the participation of Credit Institutions, whereas e-mails are generally for information purposes only, unless otherwise agreed in advance between the parties in the form of a legally binding instrument. Although all the data and information are carefully researched and checked by Russian Agricultural Bank and is believed to be reliable, we nevertheless do not warrant its completeness, timeliness, accuracy or adequacy and expressly disclaim liability for errors, including programming errors, or omissions in the material and information. The information contained in an e-mail is not intended as an offer or recommendation of specific banking and/or investment products, it can be no substitute for the independent evaluation on the part of the user or for contractual obligations. Your having accessed the respective e-mail shall mean the recognition by you of the fact that it cannot result in the Bank’s liability whatsoever. Internet communications are not secure. Since it cannot be completely ruled out that the particular e-mail can be accessed without the Bank’s knowledge, Russian Agricultural Bank assumes no responsibility for the results of an abuse by wrongdoers. The information in a particular e-mail is intended solely for the addressee. Access to such an e-mail by anyone else is unauthorized. When addressed to our clients any opinions or advice contained in an e-mail are subject to the terms and conditions contained in legally binding instruments. Russian Agricultural Bank reserves the right to make the final determination on whether or not a particular entity or person is eligible to receive an e-mail. An e-mail is not intended for receipt, or to be accessed by, any person or entity in any jurisdiction or country where such a receipt or access may be contrary to laws or regulations. By accessing an e-mail you agree that you will not engage in any activities related to such an e-mail that are contrary to applicable law, regulation or the terms of any agreements. E-mails originating from RSHB may contain forward-looking statements. The words “believe”, “expect”, “anticipate”, “intend”, “plan” and similar expressions identify forward-looking statements. All statements other than reference to historical facts in an e-mail including, without limitation, those regarding the Bank’s financial position, business strategy, plans and objectives of the Bank concerning future operations are forward-looking statements and involve known and unknown risks, uncertainties and other factors which may cause the Bank’s actual results, performance or achievements to be materially different from any future results expressed or implied by such forward-looking statements. Further, certain statements of such a nature are based upon assumptions of future events, which may not prove to be accurate. The forward-looking statements in an e-mail shall not result in any liability for the Bank. Reference to past achievements shall not be regarded at assurances of future results. Russian Agricultural Bank will not be liable if access to an e-mail is unavailable, delayed or limited. The use of an e-mail capable of resulting in liabilities requires special agreement or contract executed between the Bank and the interested entity or person. Internet communications are not secure. Although we take all reasonable technical and organizational measures to bring about a safe and continuous use of e-mails, we nevertheless do not represent or warrant that the process of sending or receiving an e-mail will be uninterrupted, that there will be no delays, failures, errors or omissions or loss of transmitted information, that no viruses or other agents with contaminating or destructive properties, i.a. as a result of unauthorized activities of third persons, will be transmitted or that no damage will occur to your computer system.

RSHB will not accept liability for any damage caused by computer viruses. In no event shall Russian Agricultural Bank be liable for any damages, losses or liabilities including without limitation, direct or indirect, incidental, special, consequential damages, losses or liabilities, in connection with your accessing an e-mail originating from RSHB or your reliance or mistrust of or use or inability to use the information, materials, products and services mentioned in an e-mail, or in connection with any failure of performance, error, omission, interruption, defect, delay in operation or transmission, computer virus or line or system failure, even if you advise us of the possibility of such damages, losses or expenses. The information contained in an e-mail is subject to change without notice. We do not undertake any general or specific obligation or responsibility to update or amend any information contained in any particular e-mail. We reserve the right to terminate any or all e-mail offerings without prior notice to e-mail recipients. E-mails originating from RSHB are not investment advice or an offer or solicitation for the purchase or sale of any financial instrument. RSHB and any of its officers or employees may, to the extent not disclosed above and to the extent permitted by law, have long or short positions or may otherwise be interested in any transactions or investments (including derivatives) referred to in an e-mail. In addition, RSHB may provide banking, or asset management services for, or solicit such business from, any person referred to in an e-mail. Neither RSHB nor any of its officers or employees accepts any liability for any direct or consequential loss arising from any access to any e-mail or its contents. Any investments referred to in an e-mail may involve significant risk, are not necessarily available in all jurisdictions, may be illiquid and may not be suitable for all investors. Any views or opinions presented in an e-mail are solely those of the author and do not necessarily represent those of RSHB. Copyright protection exists with regard to every e-mail originating from RSHB or addressed thereto and it may not be reproduced, distributed or published by any person for any purpose without the prior written consent of RSHB. In addition to the present conditions attachments may be covered by their own disclaimer and distribution restrictions. RSHB is authorized to engage in banking activities by the Central Bank of Russia and has been issued with respective banking licenses. Additional information is available on request from office@rshb.ru. For queries or help please contact RSHB on 8 (800) 100-0-100 (English spoken).